Tom Fladd

Welcome to the Tom Fladd State Farm Agent office in San Antonio, Texas! I opened my office in 2011 with a passion for helping families and small businesses feel prepared and supported. I’ve worked with State Farm for over 19 years, and San Antonio has been home to my family for more than a decade. We’re proud to serve Boerne, Bandera, and Helotes, along with the greater San Antonio area. Navigating insurance can feel overwhelming, but we try to make it approachable for you. Whether you're reviewing Auto, Home, or Life Insurance, or considering support for Renters, Condo, Pet, Business, or Motorcycle Insurance, we’re here to walk you through it. Our team is licensed throughout Texas and ready to help you feel confident in your choices, whether you're just getting started or making changes. Before opening my office, I earned a degree in Hospitality Management from the University of Florida, which taught me the importance of service, relationships, and clear communication. Today, I apply those same values when working with customers. I also believe in giving back and supporting local youth programs. I serve on the board of our church’s sports league and coach a youth girls’ volleyball team—both of which keep me connected to the community in meaningful ways. Outside of work, I love being outdoors—whether that’s fishing, golfing, or hiking with my family. My wife, Jessica, also works with State Farm, and we have two daughters. It’s a busy, fulfilling life that I’m grateful for every day. If you’re in San Antonio or anywhere nearby, we’re here to help. Our office is also pet-friendly—so feel free to bring your furry friend along when you stop by. Whether you're starting a new chapter or reviewing your current coverage, our team is ready to provide support and guidance. Let’s connect and help you choose a plan that fits your needs.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Tom is proud to serve the San Antonio community.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Serving San Antonio and the surrounding area, Tom can help answer your questions.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Tom serves San Antonio, TX and is happy to help with your insurance needs.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Have questions? Tom in San Antonio can walk you through your options.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Tom works with San Antonio residents to find coverage that fits.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Connect with Tom for insurance guidance in San Antonio.